User Agreement
Trademarks and Copyrights
Passwords and Security
Internet Security
No Solicitation and Jurisdiction
Use of Website
No Endorsement of Other Sites
No Liability for Information or Data and No Advice
Rates and Fees
Foreign Currency Conversions
Alternative Canadian Marketplaces
Systems Disclaimer
Warning Regarding Volatile Markets
Governing Law
User Agreement
The following agreement (the "Agreement") applies to your use of the Hariolus (comprised of Hariolus Enterprises Inc., Hariolus Asset Management, Hariolus Securities (including Hariolus Advisor, Hariolus Investor and Hariolus Institutional Services), Hariolus Insurance Solutions and Hariolus Investments) website. By using this website, you agree to the terms herein. These terms are in addition to the customer agreements that govern any accounts which you may have with us.
Trademarks and Copyrights
Certain names, words, titles, phrases, logos, icons, graphics or designs found in this website (or other websites accessed from www.hariolus.ca) may constitute trade names, trademarks or service marks, either registered or unregistered ("Trademarks") of the Hariolus Enterprises Inc., any of the companies comprising the Hariolus Enterprises Inc., their respective associates or affiliates, or of third parties and are used under license by the Hariolus Enterprises Inc., Images, logos, and pictures bearing the name or words "Hariolus", "Hariolus Advisor", "Hariolus Institutional Services", "Hariolus Securities", "Hariolus Asset Management", "Hariolus Insurance Solutions", "Hariolus Fund Management" and " Hariolus Investments " are Trademarks of the Hariolus Enterprises Inc. and are protected by trademark and copyright laws in Canada and other countries.
The display of Trademarks on this website does not imply that any license has been granted to any third party. All information in this website is protected under the copyright laws of Canada and other countries. Users of this website may copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading", without the prior written consent of the Hariolus Enterprises Inc. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in this website. Any product, process or technology described in the website may be the subject of other intellectual property rights reserved by the Hariolus Enterprises Inc., or their licensors, and are not licensed hereunder. Any unauthorized downloading, retransmission, or other copying or modification of Trademarks or other contents of this website may be a violation of statutory or common law rights which could subject the violator to legal action.
Passwords and Security
As an account holder, you agree that you are solely responsible for the confidentiality and security of your login names, account numbers, and passwords (including both your account and trading passwords). You agree not to disclose your passwords to any person and keep them secure. You further agree that you are responsible for all orders entered through and under your login names, passwords, and account numbers, and any orders received by the Hariolus Enterprises Inc. , or any member company in this manner are deemed to have been received from you. All orders shall be deemed to be made at the time received by the Hariolus Enterprises Inc. , or any member company, and in the form received. You acknowledge that your passwords are unique to you and that we do not have access to them.
Internet Security
In order to protect against the loss, theft, misuse or compromise of your confidential Hariolus data, you acknowledge and agree that you have reviewed and are complying with your "Customer Responsibilities" as set out in the following link to "Internet Security".
No Solicitation and Jurisdiction
Products and services of the Hariolus Enterprises Inc. are only offered in jurisdictions where they may be lawfully offered for sale. Some of the products and services of the Hariolus Enterprises Inc. may only be available in certain jurisdictions. Any product or service mentioned on this website is available only in accordance with local law and only where it may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation. Certain services of the Hariolus Enterprises Inc. and its member companies are available only in certain provinces of Canada. If uncertain, please contact our head office at 1-438-333-0000.
Use of Website
The information on this site is subject to change without notice. The Hariolus Enterprises Inc. is not responsible in any manner for direct, indirect, special, incidental or consequential damages, losses or expenses, however caused, including any loss of use, lost or incorrect data, lost profits, business interruption, personal injury, or any other pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action, arising out of your use of this website and/or any web browser and/or in reliance on information available on this website, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet.
No Endorsement of Other Sites
Links to other websites from this website are for convenience only. No endorsement of any independent third party products, services or information is expressed or implied by any information, material or content of a third party contained in, referred to, included on, or linked from or to this website. Any information, data, opinions, or recommendations provided by independent third parties through links to other websites or otherwise made available through this website are solely those of the independent third party and not of the Hariolus Enterprises Inc. or any of its member companies.
No Liability for Information or Data and No Advice
No advice Information on this website is for informational purposes only and is not intended to provide investment, financial, legal, accounting or tax advice and may not be relied upon in that regard.
Information and Data Disclaimer Information provided by the Hariolus Enterprises Inc. and any of its member companies and information provided by other sources on this website is not subject to any guarantee as to accuracy, completeness or currency. Neither the Hariolus Enterprises Inc. , any of its member companies, nor any third party owner, licensor or supplier of information used or made available through this website, including market data, quotation information and databases, and including news, articles, text, graphs, audio clips, video clips, broadcasts, and seminars ("Data") makes or is liable for any representation, warranty or condition, whether express or implied, concerning the Data or the use thereof including, without limitation, that (i) the Data will meet your needs, or that the Data will be available for use at any particular time or for any particular purpose or will be error free, or (ii) the Data is up-to-date, accurate, in sequence, reliable, complete or suitable for any purpose. Without limiting the foregoing, "real time" quotes viewed on this website, particularly in times of high volumes of trading and market volatility, may not be reflective of the current trading price of a security. Further, all express or implied, direct or indirect, representations, warranties and conditions in respect of Data arising or implied by statute, common law, custom, usage of trade, course of performance, course of dealing or otherwise, including but not limited to any warranties or conditions of merchantable quality and fitness for a particular purpose are expressly excluded. All the Data is protected by copyright and each supplier of the Data reserves all proprietary and intellectual property rights therein. You shall not reproduce, retransmit, disseminate, sell, rent, distribute, publish, broadcast, circulate or commercially exploit the Data provided through this website in any manner or furnish it to any other person without the prior written consent of the Hariolus Enterprises Inc. and the relevant supplier. The user of this website shall use the Data accessible through the website only for their individual use, and shall indemnify and hold harmless the Hariolus Enterprises Inc. , each of its member companies, its affiliates and each supplier of Data from any losses or liabilities incurred as a result of the user's breach of the foregoing provisions or other misuse of the Data. You agree that the terms of this Agreement may be enforced directly against you by each supplier of Data.
Rates and Fees
We strive to keep rates and fees posted on this website current. However, rates, fees, and related information are subject to change at any time with 60 days prior notice to account holders and the posted rates and fees at the site may not reflect such changes.
Foreign Currency Conversions
Trades in currencies other than the currency of the account in which the trade is to settle require currency conversion. We act as principal when converting currency for such transactions at rates established or determined by us. We may earn revenue on the spread between the bid and offer rates for the currency and the rate at which the rate is offset in the market. Any currency conversions will take place on the trade date unless otherwise agreed.
Alternative Canadian Marketplaces
There are currently several marketplaces in Canada for the trading of securities. Hariolus Securities Inc. pursues the execution of each order on the most advantageous terms and as expeditiously as practicable under prevailing market conditions. Hariolus clients do not need to choose a specific marketplace when entering orders as any marketable order will be automatically routed to the marketplace that will provide the best execution. If you would like further detail on Hariolus's policy on trading on multiple marketplaces please contact us at 1-438-333-0000.
Systems Disclaimer
Each applicable member company of the Hariolus Enterprises Inc. endeavours to offer customers an electronic trading service that is easy to use, reliable, secure, and capable of meeting its customers' trading and investment needs. From time to time, however, interruptions, errors or other deficiencies in service may occur. This may be due to a variety of factors, many of which are outside our control, including interruptions in the accessibility of the Internet, a system outage in facilities of a third party service provider (including stock exchanges, Data providers, and middleware and back office service providers), and market conditions that may result in general market volatility, volatility affecting a particular security or class of securities, or heavy demand and high volumes of trading activity. Each of these factors can contribute to delays or errors in service or system outages. Customers may experience difficulties accessing their accounts and placing and canceling orders. Trade execution may thereby suffer. Your use of electronic, online, and automated telephone services, software, systems and facilities made available by the Hariolus Enterprises Inc. , including those associated with the name of any member company of the Hariolus Enterprises Inc. , are subject to the following terms and conditions:
i. Systems are not guaranteed Neither the Hariolus Enterprises Inc. , any of its member companies, third party owners, licensors or suppliers of equipment, software, systems, services or facilities used or made available in connection with a service offered by the Hariolus Enterprises Inc. (the "Systems") is liable for any representation, warranty or condition, whether express or implied, concerning the Systems or the use thereof, including, without limitation, that the Systems will meet your needs or that the Systems will be available for use at any particular time or for any particular purpose or will operate error free. Without limiting the foregoing, all express or implied, direct or indirect, representations, warranties and conditions in respect of the Systems arising or implied by statute, common law, custom, usage of trade, course of performance, course of dealing or otherwise, including, but not limited to, any warranties on conditions of merchantable quality and fitness for a particular purpose are expressly excluded;
ii. Limit on Liability The user of the Systems agrees that the Hariolus Enterprises Inc. and its member companies will not be liable for any loss or damage resulting from use of the Systems, including but not limited to loss or damage resulting from failure of electronic or mechanical equipment or communications lines, the Internet, telephone or other inter-connect problems, power failure, or third party system failure.
Warning Regarding Volatile Markets
In times of market volatility and high trading volumes, including both at market opening and during the trading day, and including situations of high volume trading of so-called "hot stocks", customers of brokerage services may experience delays in the execution of their orders for securities. A delay in the processing of a market order placed through a brokerage service during a period of market volatility or high trading volume may expose the customer to the risk of trade execution at a market price that is significantly different from the market price of the security at the time the order was placed. Once an order is placed, it may be difficult or impossible to cancel the order before the order is executed.
In those circumstances, the Hariolus Enterprises Inc. and its member companies bear no responsibility to the customer for the discrepancy between the market price of the security at the time of order placement and the market price of the security at the time of trade execution. To minimize the risk in this situation, customers should consider the advisability of placing limit orders in lieu of market orders, limiting the price at which the customer's order will be filled. If you place a market order, the broker is required to execute the order at the earliest opportunity without regard to price at the time of execution. Limit orders, however, will be executed only at a specified (limit) price or better. While the market for the security may be such that the customer's limit order does not get filled, this outcome may be considered more desirable than the risk of a fill at an undesirable price.
Governing Law
Unless otherwise provided in an agreement with the Hariolus Enterprises Inc. or any of its member companies, the laws of the province of Quebec and the laws of Canada applicable therein govern as to the interpretation, validity and effect of the provisions of this Agreement notwithstanding any conflict of laws provisions or your domicile, residence or physical location. You consent and submit to the non-exclusive jurisdiction of the courts of the province of Quebec in any action or proceeding instituted under or related to this Agreement.