Security
What does the Hariolus Financial Group do to protect my Security
What can I do to protect my Security
Security
At the Hariolus (comprised of Hariolus Enterprises Inc., Hariolus Asset Management, Hariolus Securities (including Hariolus Advisor, Hariolus Investor and Hariolus Institutional Services), Hariolus Insurance Solutions and Hariolus Investments), your security is our priority. We have introduced several ways to assist you in protecting your personal and financial information, including a primary layer of protection offered by the fact that our web site supports browsers that use 128-bit encryption.
Encryption is a process by which information is scrambled during transmission - e.g. between your PC and the Hariolus Group. Information that is encrypted at one end is decrypted (decoded) upon receipt at the other end.
128-bit encryption is the strongest, most secure form of encryption that is generally available in Internet browsers on the market in North America today. We recommend that you use 128-bit encryption at all times when using the Internet, especially when conducting financial transactions over the Internet.
To download a browser with 128-bit data encryption, you have a number of options including Internet Explorer, FireFox and Safari. We do not recommend beta versions of browsers. In addition to the use of 128-bit data encryption, we require that our customers use and maintain a username and password in order to access their accounts through our website.What does the Hariolus to protect my Security
In addition to the above, we have adopted a number of security measures including the following to ensure the protection and security of your personal information. At the Hariolus we:
-use the strongest encryption technology available in North America to help ensure that data passing between your computer and our website is secure (you must have a browser that supports 128 bit encryption),
-use digital certificates issued by trusted third party companies to let you know that our site is secure,
-use powerful firewalls to protect your account information,
-never send you messages asking you to provide us with personal or account information via email.
Internet Security
Hariolus Internet Security Guarantee
We value your business and the trust you have placed in Hariolus. We take security very seriously and use a variety of measures to protect your personal information and accounts. As part of our ongoing commitment to you, we're proud to offer our Hariolus Internet Security Guarantee:
You will receive 100% reimbursement for any losses in your account from unauthorized online brokerage activity*.
Our Hariolus Internet Security Guarantee is designed to provide you with peace of mind when doing business with us. If you detect any errors or discrepancies or suspect unauthorized activity in your Hariolus Investor account, please contact us promptly at 1-438-333-0000 To ensure that you are able to contact us in a timely manner, you must frequently check your Hariolus account information and transaction history online and promptly review correspondence, account statements and trade confirmations received from Hariolus. We will investigate any unauthorized activity that you report to us, and we will ask you to cooperate with us in any investigations and to take corrective measures to protect your account from further fraudulent activity.
* We will fully reimburse your Hariolus account if we conclude that there was unauthorized activity resulting in a loss and the activity occurred through no fault of your own (see Customer Responsibilities below). We will also need to ensure that the activity was not initiated by you (the account owner) or by someone whom you allowed to access your account, either purposefully or inadvertently.
Hariolus Responsibility
Hariolus is committed to keeping your confidential information safe. To protect your information and assets, Hariolus employs extensive physical, electronic and procedural security controls, regularly adapting them as technology and threats evolve. Click on the following link to learn more about the Steps Hariolus Investor Takes to Protect Your Confidential Information.
Customer Responsibility
While Hariolus can help ensure the security of your accounts, you play a vital role in preventing and reporting unauthorized account activity. As set out in the Hariolus Investor Client Account Agreement and Terms of Use, you are responsible for maintaining the care, control and confidentiality of your usernames, login passwords and trading passwords. To protect against the loss, theft, misuse or compromise of your confidential Hariolus data, you must take the following Important Internet Safety Precautions to help protect your information when using the Internet:- Frequently check your Hariolus accounts.
- Protect your passwords.
- Get up-to-date anti-virus and anti-spyware software.
- Use a firewall.
- Ensure your browser and operating system are always up-to-date.
- Protect your Internet connection - especially with a wireless network.
- Protect yourself from online fraud.
Hariolus customers will be liable for any losses that occur as a result of: (i) the voluntarily disclosure of their usernames or passwords; or (ii) the careless or improper handling, storing or disclosure of such information. In the event of any loss, theft, misuse or compromise of your confidential Hariolus data, you must promptly notify Hariolus at 1-438-333-0000.
Please see below for other important details and conditions.
Notes:
-This guarantee does not cover situations in which you: (i) fail to follow your customer responsibilities as noted above; or (ii) authorize account activity, including: (1) the activities of any person to whom you have given, or with whom you have shared, your customer username and passwords, and (2) the activities of any person, including an investment advisor or professional (its employees and agents), to whom you have granted authority of any type over your account (such as power of attorney, trading or money movement authorization or an investment management relationship).
-The guarantee does not cover any tax consequences, your legal fees and expenses, or any consequential, lost opportunity or non-monetary damages. The guarantee will not apply in any situation in which you do not report unauthorized activity promptly to Hariolus.
-You must work with us in any investigation, and we may ask that you take additional steps including, but not limited to, filing a police report, completing a notarized affidavit regarding the unauthorized transactions, cooperating and answering questions from Hariolus and law enforcement authorities, and, if necessary, allowing access to the computer or other access device that is suspected of being compromised.
-Hariolus will determine the type and amount of reimbursement, including whether to replace the securities in your account that were taken, and may seek restitution for reimbursements made under this guarantee from the person(s) or entity that committed the unauthorized activity. We may not provide reimbursement if you are reimbursed, or eligible for reimbursement or other coverage, by others for the unauthorized transactions; for example, by your insurance company.
-Hariolus may ask that you assign to us certain rights you may have regarding your loss and to sign a release form as a condition of reimbursement. You may not assign your rights under the guarantee to any other individual or party.
What can I do to protect my Security
When dealing with the Hariolus over the Internet, you should:
- Never divulge your username and password,
- Change your passwords regularly,
- Always log off when you are finished,
- Clear your cache regularly,
- Never use software that "memorizes" your passwords,
- Never leave your computer while logged into our website,
- Never send confidential or personal information through email,
- Regularly check for internet updates and security patches.
Browser Information
To protect your personal and financial information, our website supports browsers that use 128-bit encryption.
To download a browser with 128-bit data encryption, you have a number of options including Internet Explorer, FireFox and Safari. We do not recommend beta versions of browsers.
Clearing your Cache
To protect the confidentiality of your personal information, we highly recommend that you clear your browser's memory cache or close your browser (which will also clear the browser's memory cache) after your session.
If you are using Microsoft Internet Explorer:
- From your browser menu, select "Tools"
- From the "Tools" drop-down menu, select "Internet Options"
- From the "Internet Options" window, select "General"
- From the "General" tab, look for the "Temporary Internet files" section near the middle of the window, click on "Delete Files"; a new window appears with questions "Delete all files in Temporary Internet Files" and "You can also delete all your offline content stored locally", check the box beside "Delete all offline content", then click "OK". Select "OK" at the bottom of the "Internet Options" window after completing the above steps.
Cookies
The use of cookies is very common and you will find them almost everywhere on the Internet. A cookie is a small text file that is placed on a computer's hard drive by a website in order to hold unique, but very limited information. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or collect personally identifiable information to determine who you are, or capture your email address. Certain pages in our website make use of cookies.